Avoiding Foreclosure Scams

Financial stress can make urgent promises sound appealing. Slow down, verify claims independently, and be cautious with anyone who pressures you to act immediately.

Common warning signs

A guarantee that your home will be saved or foreclosure will stop
Pressure to sign documents immediately or without reviewing them
Instructions to stop speaking with your mortgage servicer
Requests to pay a third party instead of your mortgage servicer
Requests for passwords, complete account numbers, or remote access to your device
A demand to transfer title without independent professional review

Protect yourself

Verify names, licenses, and organizations independently.
Read every document and keep a copy of anything you sign.
Ask a qualified attorney or HUD-approved housing counselor when you are unsure.
Contact your mortgage servicer using a number from your statement or official website.

No private company can guarantee a particular foreclosure, loan-modification, or legal outcome.

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