How it works

A clearer picture starts with the information you already have.

The Free Home Assessment is designed to organize your estimated numbers, goals, and timing so you can identify useful questions and possible areas to investigate.

1. Share your situation

Tell us what you know about the home, mortgage, payments, and what you hope to do.

2. Review a summary

Your answers help organize estimated equity, payment difficulty, timing, and relevant topics.

3. Choose your next step

Use the summary on your own or request a conversation. A consultation is never required.

What information it considers

The assessment uses homeowner-provided estimates and practical details. You do not need perfect numbers to begin.

Estimated home value
Approximate mortgage balance
Estimated equity
Amount behind
Amount needed to bring the loan current
Estimated repairs
Available funds
Your goal
Timeline
Occupancy
Other liens or loans

What happens after submission

In the complete assessment experience, your information will be used to prepare an educational options summary. You may then request help reviewing it, or simply use it to prepare for conversations with your mortgage servicer or qualified advisers.

Important expectations

  • Estimates are not appraisals, payoff statements, or guarantees.
  • Only your mortgage servicer can approve or confirm loan options.
  • A consultation is optional.
  • Selling the property is not required.
  • No particular outcome or eligibility is promised.
Preview the Free Assessment